At Ultimate Coachworks, we understand that unexpected car repairs can be stressful — both for you and your budget. That’s why we offer flexible financing options designed to help you get the repairs you need now, and pay over time. Financing simply means breaking down the total cost of your auto repair into smaller, more manageable payments instead of paying everything upfront. Through our trusted partners like Affirm, Klarna, PayPal Credit, and Shop Pay, you can choose a payment plan that fits your budget — often with instant approval and no hidden fees. With our “Repair Now, Pay Later” program, you can get back on the road safely and confidently while taking control of how and when you pay. Ultimate Coachworks gets your vehicle fixed fast — you decide how to pay for it.

1. Bring your vehicle in – Visit our Culver City location for a free estimate (no appointment required).

2. Apply with Affirm – Complete the simple online application right from our website.

3. Get approved & repair now – Once approved, you can move forward with your repair and pay over time.

Most of our providers, such as Affirm, Klarna, PayPal Credit, and Shop Pay, use a soft credit check during the application process — meaning it won’t affect your credit score just to see your options. Approval is based on a combination of factors like your income, payment history, and transaction details — not just your credit score. So even if your credit isn’t perfect, you may still qualify for our Repair Now, Pay Later financing. Our goal is to help you get the repairs you need today while building a stronger financial future.

Instant Approvals
Apply in minutes and get a decision right away — no lengthy paperwork or waiting periods.

Flexible Payment Plans
Choose a plan that fits your lifestyle. Whether it’s bi-weekly, monthly, or “Pay in 4,” our partners like Affirm, Klarna, PayPal Credit, and Shop Pay offer terms that work for you.

No Hidden Fees or Surprises
You’ll always see your total amount upfront — no unexpected interest or penalties. Transparency is part of our promise.

Trusted Financing Partners
We’ve partnered only with reputable, secure financing providers, giving you confidence that your information and payments are protected.

Fast Repairs, No Delay
Once approved, we start working on your vehicle right away. You get back on the road while paying over time.

At Ultimate Coachworks, our goal is to make your repair experience as smooth and affordable as possible — because when your car is in our hands, you can drive forward with confidence.

Your payments are made directly to our financing partners such as Affirm, Klarna, PayPal Credit, or Shop Pay, not to Ultimate Coachworks. Each provider has its own policies for missed or late payments, including reminders, grace periods, and flexible repayment options. If you think you might miss a payment, we recommend contacting your financing provider immediately through their app or website. In many cases, they can help you reschedule or adjust your payment plan to avoid extra fees or credit impact.